Risk Assessment and Premium Optimization for Insurance Companies

Insurance companies are increasingly challenged by the rising frequency and severity of sea level rise and flood-related events. Accurately pricing premiums and minimizing claims exposure requires a deep understanding of these risks across insured properties. Without precise forecasting, insurance companies risk setting premiums too low or incurring heavy financial losses due to unanticipated payouts.

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AssetRx provides property insurance companies with high-resolution, long-term risk modeling for sea level rise and flood exposure across all insured locations. By generating detailed inundation maps, exposure scores, and projected loss estimates under multiple climate scenarios, AssetRx enables insurers to set risk-adjusted premiums. Additionally, the platform supports loss mitigation strategies for high-risk properties, helping insurers minimize future claims while supporting policyholders in enhancing property resilience.

Risk-adjusted premiums

Premium pricing accuracy allows more sustainable risk-based premium structures.

Reduced claims exposure

Claims payouts can be reduced through proactive resilience measures on high-risk properties.

Enhanced forecasting

Future year projection accuracy for sea level rise impacts, ensuring long-term portfolio stability.