Category: AssetRx
AssetRx
Beyond the Waterline: Redefining Sea Level Rise Flood. Risk Through Indirect Impact
When we discuss Sea Level Rise (SLR), the imagery is almost always visceral: waves breaching a front door, or a basement submerged under feet of silt. Conventionally, we measure the success of flood mitigation by answering a simple question: Did the drywall stay dry? This question focuses on the direct impact of the flood, but […]
Read MoreThe Stranded Asset: Why a Dry Building is Still a Financial Risk
Commercial property insurance premiums in Florida have reached a tipping point, with some sectors seeing spikes higher than ever. This isn’t just a reaction to recent storm seasons; it is a fundamental shift in how risk is priced. For the first time, the way property is insured has split into two distinct, diverging tracks. Understanding […]
Read MoreTopography Defines the True Impact of Sea Level Rise
Introduction — Turning Elevation into Insight Sea-level rise (SLR) is not uniform; its impacts depend on how the ground beneath our feet is shaped. AssetRx physical-risk profiling platform, combines Digital Elevation Models (DEM), hydrodynamic SLR projections, and inundation analytics to reveal where and how risk evolves across coastal landscapes. Data sources & methods Objective of […]
Read MorePreserving Collateral Value
Managing Sea Level Risk in Florida’s Lending Markets Introduction: The Loan Collateral Challenge Florida’s lending markets have huge dependence on coastal assets — and billions of dollars in loan collateral are quietly sitting in the path of rising seas. As sea level rise (SLR) accelerates, lenders face the growing possibility that properties once considered safe […]
Read MoreTurning Pain Points into Partnership
Florida’s property insurance market is in a state of volatility. In recent years, a surge of catastrophic hurricanes and chronic flooding has driven many insurers out of the state or into insolvency.
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